PRESS RELEASE
 
Nov 13 , 2006:

Collective Point of Sale Solutions Signs ISO Agreement with
EFT Canada & Secure Payment Systems

Toronto, ON (Nov 13, 2006) – Secure EFT, a partnership made up of Secure Payment Systems of San Diego CA and EFT Canada Inc (TSX-V: EFT), a publicly traded company based in Toronto Ontario, announced today that Collective Point of Sale Solutions Ltd. (CollectivePOS), an independent Canadian provider of payment processing services and secure point of sale solutions across Canada, will deliver Secure EFT’s industry-leading gift and loyalty card program to its expanding base of Canadian merchants.  Through this agreement, CollectivePOS will utilize Secure EFT’s innovative technology platforms to provide merchants with a comprehensive, easy-to-use, and affordable generic or custom card program that increases customer visits, enhances revenue and enables small to medium sized merchants to compete with the larger retailers. 

“We are pleased to formalize our relationship with Secure Payment Systems and EFT Canada,” said Michael Back, President of CollectivePOS.  “This opportunity enables CollectivePOS to offer a complete spectrum of gift, loyalty and payment solutions by adding services that complement our traditional area of strength. In becoming a Secure Payment Systems and EFT Canada partner, CollectivePOS is well-positioned for continuing unparalleled growth.”

Lin Fellerman, President of SPS stated, "We are pleased to have CollectivePOS take advantage of what is already a substantial U.S. processing portfolio. The SPS gift and loyalty product line works well for EFT Canada sales agent and clients given it’s a fully secure payment solution that is still in its infancy stage in Canada." Fellerman added, "CollectivePOS’s management philosophy fits nicely with EFT Canada’s market presence and proposed product offering."

“EFT Canada is pleased to welcome CollectivePOS into our growing family of independent sales organizations. We look forward to a long-term, rewarding relationship through providing the best quality processing and value added services for CollectivePOS and their valued customers,” said Randy Waxman, Chief Operating Officer of EFT Canada.

About EFT Canada
Founded in 2003, EFT Canada Inc. is a financial processing company that offers a complete solution to the collection and payment processing needs of small and medium sized business merchants, banks, credit unions, and other financial firms in Canada and the United States. The Company develops, maintains and delivers innovative electronic transaction processing technologies, such as customized electronic payment and collection processing solutions and gift and loyalty card services, by drawing on its operational and applications expertise.  For more information, please visit www.eftcanada.com.

About Secure Payment Systems, Inc.
Secure Payment Systems, Inc. (SPS) (www.securepaymentsystems.com) was founded in 1996 by Linden (Lin) Fellerman, former 20 year employee and 10 year President of the Telecredit / Equifax Check Services subsidiaries. With over 25 years of entrepreneurial achievement in transaction processing and risk management systems, Lin fosters a hands-on management philosophy resulting in what may arguably be the lowest merchant attrition rate in the industry. He attributes this success, and a substantial annual growth rate, to unprecedented customer service levels that begin and end with a philosophy that empowers sales agents and employees while rewarding and encouraging unusual attention to detail. www.securepaymentsystems.com

About CollectivePOS
Established in 2001, Collective Point of Sale Solutions (CollectivePOS) is a leading Canadian provider of payment processing services and secure point-of-sale solutions.  The company services more than 8,000 independent and small-chain merchants and processes more than one billion dollars annually.  CollectivePOS is based in Toronto, Canada.

This press release contains forward-looking statements which reflect the Company's current expectations regarding future events. The forward-looking statements involve risks and uncertainties. Actual results could differ significantly from those projected herein. he TSX Venture Exchange has not reviewed and does not accept responsibility for adequacy or accuracy of the content of the information contained herein

For further information:

Jonathan Pasternak
President - EFT Canada Inc.
(416)781-0666
info (at) eftcanada.com
Linden Fellerman
CEO / President - Secure Payment Systems
(858) 549-9001 x302
lfellerman (at) securepaymentsystems.com